• Purchasing compulsory insurance policy electronically requires filling of the following mandatory fields. Mandatory fields include the following: Details of the policyholder (name, surname, personal number, citizenship, identification number for legal entities), details of the motor vehicle (category, make, model, identification code, registration number), insurance period, mobile phone number or e-mail address. Additional fields include the following: Details of the motor vehicle owner (name, surname, personal number or passport number, citizenship, identification number for legal entities) Information required for additional fields shall be filled only with Latin alphabet letters. Insurance premium payment method shall be a non-cash transaction
• Electronic document purchased from the Center’s web-page does not require verification with a handwritten signature and seal or an exchange with a tangible document

• The policyholder is liable for the accuracy of information indicated in the insurance policy purchased via electronic means.
• If the insurance period has been incorrectly indicated by the policyholder in the electronic document, the paid insurance payment shall not become the subject of refund and accordingly the insurance policy cannot be repealed.
• The compulsory insurance policy shall be regarded as null and void in the cases where the details of the motor vehicle Identification Number and Category, or the Registration Number and Category, or the Frame Number and Category are indicated incorrectly therein. Nonetheless, the compulsory insurance policy shall be referred to as an effective legal document in the cases where the motor vehicle category is indicated incorrectly therein and therefore, the Policyholder has obtained the compulsory insurance policy unsuitable for the motor vehicle of the respective category whereas the amount of the insurance premium payable equals at least to the insurance premium applicable for the actual category of the insured motor vehicle.

Cost of insurance depends on the type of vehicle and the policy term. See more details here: Link

The validity of the policy can be checked on the website: Link or the hot line number: +995 322 301111

• Compulsory insurance covers the event of a damage inflicted to the life, health or/and property of the injured party (third party), that is caused by the operation of the foreign-registered motor vehicle in traffic, involving the foreign-registered motor vehicle itself (including an accidents resulting from rolling down the motor vehicle, by a trailer, device or an object attached thereto, leaked, scattered, discharged or the dropped cargo during the shipment).
• The amount of insurance limit for reimbursement of damage incurred to the life and health (also the impairment of capacity) of the injured party is indicated in the compulsory insurance policy and defined under the terms and the conditions of the respective contract.
• The amount of insurance limit for reimbursement of damage incurred to the property of the injured party is indicated in the compulsory insurance policy and provided for by the terms and the conditions of the respective contract.
• After the insurance proceeds payout to the injured party, the Center shall have the right of recourse against the holder/driver (liable for the damage incurred) pursuant to the terms and conditions under the compulsory insurance contract.

• Events that shall not become the subject of indemnification by the Center are defined by the terms and conditions under the compulsory insurance contract
• A damage envisaged by the first paragraph of this article shall be reimbursed as referred to in the legislation of Georgia by the party liable for incurring the damage

• If the capacity of the injured party is impaired/the degree of his/her capacity impairment increases or he/she dies due to the damage arising from or caused as a result of the insured event within 1 year as of the date of insurance proceeds payment, the Center will be obliged to issue the insurance proceed payment pursuant to the amount referred to in compulsory insurance policy, not exceeding the amount of difference between the insurance limit defined thereto and the insurance proceeds that had been arranged before. Furthermore, the amount of insurance proceeds payable in case of the capacity impairment growth shall be calculated pursuant to the difference between the increased degree of impairment and the degree thereof before.
• The injured party shall submit respective documentation (excluding the document certifying the inheritance) to the Center within 45 days from the date of impairment growth or death confirmation. In the case of failing this obligation the Center (insurers) will be exempt from the obligation to pay insurance proceeds.
• If the sum amount of damage inflicted to the life and health of several injured parties arising from one insured event exceeds the sum amount of insurance proceeds limit referred to in the first paragraph of this article, insurance reimbursement will be issued pro rata per injured party.
• If the injured party maintains the voluntary insurance policy for life or health, the compulsory insurance shall be applicable in the first place in cases when the damage is inflicted as a result of insured event.

The amount of damage incurred to the property of injured party shall be evaluated based on the following:

• a) in the case of the damage incurred to the immovable or movable property - the amount of repair/restoration of the damaged part (to recover the condition as of the day of the insured event);
• b) in the case of the complete destruction of the immovable property (total loss) - real value of the immovable property restoration as of the day of the insured event less the value of marketable waste;
• c) in the case of the complete destruction of the movable property (total loss) - real market value of the movable property restoration less the value of marketable waste suitable for further exploitation or the value of property replacement.